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Riscul unui divorț, Big Data și VISA (predicție)

In the same way that Facebook „Likes” can predict sexual orientation, big data can also be used to predict divorce and insurance risk. Using credit card purchase data, companies like Visa can forecast divorce rates. These predictions in turn allow them to determine future potential credit problems, as people going through a divorce are more likely to miss payments (nota de subsol 230 cu trimitere la Ian Ayres, Super Crunchers: Why thinking-by-numbers is the new way to be smart 34, 179 (2007) (describing the allegation that Visa uses credit car purchases to predict divorce)

Bradley A. Areheart, Jessica L. Roberts

(GINA, Big Data, and the Future of Employee Privacy, The Yale Law Journal, 2019, disponibil gratuit aici)

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